Minimum household income of $35,000 generally required.

Platinum VISA Summary of Terms

• Annual percentage rate (APR) for Purchases: 10.9%
  
• Other APRs:
  Cash Advance APR: 10.9%, Balance Transfer APR: 10.9%
  
• Method of computing the balance for purchases:
  Average Daily Balance (Excluding New Purchases)
  
• Minimum Finance Charge: $0.00
  
• Grace Period for Purchases: 25 Days
  
• Late Fee: $20 after one cycle
• Over Limit Fee: If $10 over limit, a 5% fee will be assessed with a minimum $20 charge
  

1% cash rebate on purchases (maximum $500 rebate per year)

Credit Limits of $5,00 or more.

No cost auto rental insurance covering collision, theft, and vandalism.

Cash Advances at ATM machines around the world

$1,000,000 no cost travel insurance when using your VISA to purchase the tickets.

Emergency Legal and Medical referral service

Minimum household income of $35,000 generally required.

VISA Gold Summary of Terms

• Annual percentage rate (APR) for Purchases: 9.25%
  
• Other APRs:
  Cash Advance APR: 9.25%, Balance Transfer APR: 9.25%
  
• Method of computing the balance for purchases:
  Average Daily Balance (Excluding New Purchases)
  
• Annual Fee: None
  
• Minimum Finance Charge: $0.00
  
• Grace Period for Purchases: 25 Days
  
• Late Fee: $20 after one cycle
• Over Limit Fee: If $10 over limit, a 5% fee will be assessed with a minimum $20 charge

Credit limits of $5,000 or more.

No cost auto rental insurance covering
collision, theft, and vandalism

Cash Advances at ATM machines around the world

$500,000 no cost travel insurance when using your
VISA to purchase the tickets

Emergency Legal and Medical referral service

VISA Classic Summary of Terms

• Annual percentage rate (APR) for Purchases: 11.9%
  
• Other APRs:
  Cash Advance APR: 11.9%, Balance Transfer APR: 11.9%
  
• Method of computing the balance for purchases:
  Average Daily Balance (Excluding New Purchases)
  
• Annual Fee: None
  
• Minimum Finance Charge: $0.00
  
• Grace Period for Purchases: 25 Days
  
• Late Fee: $20 after one cycle
• Over Limit Fee: If $10 over limit, a 5% fee will be assessed with a minimum $20 charge

Credit Limits of $500 or more.

Cash Advances at ATM machines around the world.

$200,000 no cost travel insurance when using your
VISA to purchase the tickets.

VISA Standard Summary of Terms

• Annual percentage rate (APR) for Purchases: 14.4%
  
• Other APRs:
  Cash Advance APR: 14.4%, Balance Transfer APR: 14.4%
  
• Method of computing the balance for purchases:
  Average Daily Balance (Excluding New Purchases)
  
• Annual Fee: None
  
• Minimum Finance Charge: $0.00
  
• Grace Period for Purchases: 25 Days
  
• Late Fee: $20 after ten days
• Over Limit Fee: If $10 over limit, a 5% fee will be assessed with a minimum $20 charge
• Cash Advance Fee:  $5 for advances under $100

Credit Limits of $250 or more.

Cash Advances at ATM machines around the world.

$200,000 no cost travel insurance when using your
VISA to purchase the tickets.

Student VISA Summary of Terms

• Annual percentage rate (APR) for Purchases: 8.0%
  
• Other APRs:
  Cash Advance APR: 8.0%, Balance Transfer APR: 8.0%
  
• Method of computing the balance for purchases:
  Average Daily Balance (Excluding New Purchases)
  
• Annual Fee: None
  
• Minimum Finance Charge: $0.00
  
• Grace Period for Purchases: 25 Days
  
• Late Fee: $20 after one cycle
• Over Limit Fee: If $10 over limit, a 5% fee will be assessed with a minimum $20 charge

Credit Limits of $250 to $2,000.

Cash Advances at ATM machines around the world.

$200,000 no cost travel insurance when using your
VISA to purchase the tickets.